Avoiding Common Mistakes When Filing a WSIB Claim for Workplace Injuries
Many workers suffer from workplace injuries but delay seeking medical attention, thinking the issue will heal on its own. One common statement I hear from my clients is, “I wanted to tough it out because I thought my injury would heal by itself over time, so I didn’t seek any medical care or report it to my employer or the Workplace Safety and Insurance Board (WSIB).”
Unfortunately, when symptoms worsen, they often realize it’s too late to claim WSIB benefits. Even if they eventually report the injury, the WSIB may deny the claim due to the delay.
WSIB’s Five-Point Check System for Workplace Injury Claims
To be granted WSIB benefits, your claim must meet five key elements under the WSIB’s Five-Point Check System:
- Worker – The individual must be recognized as a worker.
- Employer – The employer must fall under WSIB’s jurisdiction.
- Work-Related Injury – The injury must be connected to work activities.
- Proof of Accident – There must be evidence that the accident occurred.
- Compatibility of Diagnosis – The medical diagnosis must be consistent with the accident or disablement history.
When assessing a claim, the WSIB will examine whether there are any discrepancies between the date of the accident, the date the worker stopped working, and the date medical care was sought. Most importantly, the WSIB will look for a clear causal link between the injury or diagnosis and the workplace accident.
Straightforward Claims vs. Delayed Reports
In many cases, workplace injury claims are straightforward. For example, if you slip on a wet floor at work, twist your ankle, and immediately report the accident to your employer, your claim is likely to be processed smoothly. Your employer files a WSIB Form 7, or your doctor submits a Form 8, and the claim can be approved promptly.
However, a delay in reporting can complicate the situation. Let’s say you slip, feel discomfort but continue working for another week without reporting it. Over time, the injury worsens, and by the time you seek medical attention, doubts may arise as to whether the injury happened at work or elsewhere—such as during non-work activities like going to the gym. This delay can lead to your claim being denied by the WSIB.
How to Protect Your WSIB Claim
To avoid claim denials due to delays, follow these three essential steps:
- Report the Injury Immediately
Notify your employer as soon as a workplace injury occurs, even if it seems minor. Under WSIB rules, employers are required to report any workplace injury within three days of being informed, except for minor injuries that only require first aid treatment, or they may face penalties. - Seek Medical Attention Promptly
If you experience any symptoms, consult a doctor as soon as possible. Make sure to provide detailed information about how, when, and where the injury occurred. Keep copies of all documentation related to your medical visits. - Consult a Legal Professional
Even if your employer has reported the injury, you must file your own accident report with the WSIB within the required time limit. A legal professional with experience in workplace injury claims can guide you through the process and strengthen your case.
At MiaLegal, we specialize in WSIB and workplace injury cases. We work to secure every benefit you are entitled to and closely monitor your case until it is successfully closed. If you’ve been injured at work, contact us today for a free consultation. Don’t delay—your rights and compensation could be at risk.